Terms & Conditions

Last updated: 6 October 2026

By accessing or using the 1st Choice IELTS & Immigration website, you agree to be bound by these Terms & Conditions. Please read them carefully.

Services

1st Choice IELTS & Immigration provides IELTS/PTE coaching, study abroad counselling, education loan assistance, and visa guidance services. We act as consultants and facilitators — final admission, loan sanction, and visa decisions rest solely with the respective universities, banks/NBFCs, and government immigration authorities.

No Guarantee of Outcome

While we strive to provide accurate and up-to-date guidance, we do not guarantee visa approval, loan sanction, or admission outcomes, as these are subject to the sole discretion of third-party institutions and government bodies.

Calculator Disclaimers

The EMI, Flat vs Reducing Rate, and Eligibility calculators on our Education Loan page are for illustrative purposes only. Actual interest rates, eligibility, and EMI amounts will be determined by the lending bank/NBFC based on your complete application and credit assessment.

Fees & Refunds

Coaching fees, once paid, are subject to our refund policy as communicated at the time of enrolment. Consultation for study abroad, loan, and visa services may be free or chargeable depending on the scope of service, as agreed in writing before engagement.

Intellectual Property

All content on this website, including text, images, logos, and the 1st Choice IELTS & Immigration name, is our property and may not be reproduced without written permission.

Governing Law

These terms are governed by the laws of India, with jurisdiction in Moga, Punjab.

Contact Us

For any questions about these Terms, contact us at Opp. Bus Stand, Kotkapura Road, Bagha Purana, Moga, Punjab 142038, phone +91 97806 90090, or email 1stchoiceimmigration@gmail.com.